Homeless

So over the weekend we became homeless.

Well, not exactly homeless, more like... houseless.

See a couple months back the lady who owns the house we have been renting passed away.

She had been unwell for a long time. That's why we were renting her place, so it's not like there was any great shock in her passing.

This situation was inevitable. We knew this day would come.

When we first moved in we had planned on perhaps buying this house when the time came. What we hadn't foreseen was when exactly that would happen, and what exactly our circumstances would be.

Because I'm not working we can only get a loan for $200,000.

That might sound like a lot, especially to Americans. 200K buys a lot of house in some areas over there.

Not so for us. It might get you a small, one bedroom unit in Geelong, or a house next door to drug dealers.

In many suburbs of Geelong, you can't even buy a block of land for that price.

So we made the decision to move out of the house we have been renting, even before they put it on the market, and move into Dave's brother's shed. And mum and dad's caravan.

It sounds much worse than it is. Dave's brother and his wife lived in it while they built their house. They even brought their brand new baby home to the shed house. Dave lived in it for a while before we got married.

We'll use the shed for our living and kitchen space, and the caravan will become our new bedroom.

We could have chosen to find somewhere else to rent, but it would be hard for us to save much more than we have been until I go back to work. This way we only to contribute towards gas, electricity and water. No rent, no insurance.

We can start to really make some good progress towards buying our own house in a year.

It's a little adventure for us. Sacrifice now, to benefit later.

And if it sucks we can always find another rental!!

Let the packing begin!